• Fri. Jun 21st, 2024

Types Of Bikes And How To Choose One


Jan 11, 2024

As riders explore the world of motorcycles, considerations extend beyond models and CCs to crucial aspects such as safety and financial preparedness. Securing your two-wheeled companion with insurance for two-wheelers cannot be overstated.

Insured declared value or IDV calculator for bikes helps in understanding third-party bike insurance prices and plays a pivotal role in shaping the holistic biking experience. This exploration aims to guide riders through the intricacies of choosing the right bike while underscoring the critical role of insurance in ensuring a secure and enjoyable ride.


Cruiser bikes, exemplified by brands like Harley-Davidson and India, are renowned for their popularity, comfort, and diverse offerings. Despite their heavier build, cruisers emphasize low-end torque and comfort, making them ideal for relaxed rides.

Motocross Bikes:

Sportbikes, represented by models like the Honda CBR, Kawasaki Ninja, and Yamaha YZF, offer versatility, affordability, and speed. With various sizes available, sportbikes are adaptable but often have aggressive body positioning.

Naked Bikes:

Naked bikes, streetfighters or standard bikes feature upright positions and no fairings. Lightweight and agile, they suit street and track riding, providing a comfortable yet sporty experience.

Adventure Bikes (ADV):

Like the BMW R 1250 GS Adventure, adventure bikes are designed for exploration with features like tall seats, windscreens, and ample luggage options. While versatile, they may have limitations in off-road capabilities.

Dual Sports and Enduros:

Dual sports and enduros bridge the gap between street-legal and dirt bikes. With upright seating and lightweight builds, they offer agility and off-road capabilities.

Dirt Bikes:

Dirt bikes, available in 4-stroke, 2-stroke, and electric variants, are exclusively for off-road riding. While compact and agile, they lack street-legal components.

Electric Bikes:

Electric bikes, like the Zero SR/S, cater to environmentally conscious riders. Though modern and quiet, they come with cost and battery life considerations.


Choppers, characterized by iconic styling, are fan favourites. However, their distinct design, limited rear suspension, and challenging handling make them more difficult to ride.

Touring Bikes:

Touring motorcycles, exemplified by the Honda Goldwing, prioritize comfort and are equipped for long rides with features like heated grips and luggage compartments.

Sport Touring Bikes:

Sport touring bikes, like the Kawasaki Concourse14 ABS, enhance “sportiness” with higher power outputs and a slightly more aggressive body positioning.

Retro & Customized Bikes:

Vintage or custom bikes offer unique styles but may require maintenance. Extensive modifications can impact handling and safety.

Commute Bikes:

Commuter or mini bikes are compact, economical options for urban riders, balancing agility and limited power.


Scooters like the Vespa Sprint 150 CC offer a unique riding experience with compact size and automatic shifting.

As riders relish the thrill of their two-wheeler, insurance coverage becomes the unsung hero of every journey. Beyond the ride’s excitement and the bike’s mechanics, insurance for two-wheelers, including bike insurance renewal and third-party prices determined by the IDV calculator, is the foundation of responsible riding. *

Coverage isn’t just a legal requirement; it’s a financial shield against accidents, theft, and damages, providing invaluable support when needed. Whether choosing third-party coverage or comprehensive bike insurance, riders gain peace of mind, knowing their adventures are backed by robust insurance.*

* Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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